In an evolving financial landscape where institutions find themselves with little flexibility, how can business officers collaborate with the advancement team and other stakeholders to maximize the use of restricted resources? Panelists will share practical approaches for loosening fund restrictions and leveraging restricted and internally committed balances to address financial needs. They will also cover effective strategies to engage stakeholders in deploying underutilized funds, develop contingency plans, and manage the effects of federal directives. This session will conclude with a discussion on innovative uses of AI that can help ensure fund deployment aligns with donor intent and enhances institutional financial resilience.